Lending/Borrowing website

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Lending/borrowing website

If you are looking to start a site deals with lending/borrowing then here are the details:-

“Membership based person to person lending/borrowing site in which people will be able to create memberships and listings, post/leave messages to each other and see each other's listings and BID on where you will see WHO wants to borrow howmuch at what percent of interest; and WHO wants to lend how much at what percent of return”

Here is a bit more info on the specifications of the website you may need:

It will be a membership based person to person lending/borrowing site in which people will be able to create memberships and listings,
Post/leave messages to each other and see each other's listings and BID on them see WHO wants to borrow how much at what percent of interest;
And WHO wants to lend how much at what percent of return. In this website, people will browse through the listings and will ask/get questions to/from other users.
The site will take commissions from every successful lending or borrowing through a credit card.
Here is the basic structure suggestions: -
- "Lend money" section: Potential lenders in here will create loan listings with the amount of money they want to loan and interest rate they want and time frame. They should be able to cancel or modify their listings any time.
- Once the listing is accepted by borrower(s),the site should say so. Like "BORROWED".–
- Once the listing is accepted by lender(s), the site should say so. Something like "FUNDED".
- (So there will be actually two different auction pages belonging to lenders and borrowers. Time left for each entry will be shown. Maybe "Buy it now" feature for both lenders/borrowers. -
- "About Us" section - "Join Now" link or icon or button on the first page - "FAQ" section - "How It Works" section (with little pictures/graphs the way "Prosper" did)
- Logo on the first page - User Registration(sends welcome/confirmation mail to a new user and etc.) - "Featured Loan Listing" that appears on the front page like "Prosper" - Borrower info+profile+ picture - Endorsements from friends/colleaques about borowers.–

Questions from lenders to borrowers and from borrowers to lenders. - Bid History - Bid Now for the both auction pages
Funding forecasting graph (It shows how many percent of the loan has been borrowed and lended so far?
More than one person will be able to bid on the same listings. - Rate Comparison graph - Borrwer's credit profile including debt to income ratio(current assets/net worth VS. ongoing liabilities/debts)–
Search for a loan - Make Payment(This is for Borrowers. They will be able to make their interest+principle payments through credit card)–
Interest calculator on the loan'a life time. 1 months/3 months/6 months/12 months/18 months/24 months.

Lending/Borrowing website